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Struck by a car as a pedestrian? Here's what to do

Unfortunately, pedestrian fatality is on the rise. Even a simple walk down the street can prove dangerous. According to the National Highway Traffic Safety Administration, a pedestrian is killed every two hours or injured every eight minutes in crashes with vehicles, a startling statistic.

Pedestrian safety in New Jersey

We all want to be safe when we're out walking. This time of year, shorter days mean it's harder to see-and be seen-when you're walking in the early morning or evening hours.

While the number of pedestrian deaths is down from 2017, New Jersey sees a high number of pedestrian fatalities. There were approximately 180 deaths in 2018, so both drivers and pedestrians need to be vigilant and aware when on the roadways.

What to consider for your PIP options

Personal injury protection (PIP) coverage is auto insurance that the state requires all drivers to have before they head out on the road. If you receive any injuries from a motor vehicle crash, this insurance covers medical care, any income you lost as a result and death benefits for your next of kin.

However, there are several different directions that this coverage can take. As a New Jersey motorist, it is imperative to know about your various options for PIP to determine how much your insurance will help you in an accident.

Understanding distracted driving laws in New Jersey

Even if you take as much safety precautions as possible while walking down the street or driving down the highway, all it takes is one driver's mistake to put you in a potentially fatal accident. Despite the laws in place, distracted driving contributes to thousands of crashes in the state.

Regardless, it is important to know what these laws are if someone crashes into you while distracted. This knowledge can help you find them liable in court and get you the compensation that you deserve.